Your self-worth is your net worth

There are two lines in Tosha Silver’s Abundance Prayer that I’ve been sitting with lately, especially as I watch my clients wrestle with feeling unworthy while also struggling to make more money:

Change me into one who can fully love, forgive, and accept myself.
So I may carry your light without restriction.

Read that second line again: So I may carry your light without restriction.

When you don’t see your own worth, you dim your light. You restrict yourself from fully sharing the gifts the universe has poured into you, gifts that, by the way, often get reflected in your bank account.

You can probably feel where this is going: the more you share your light without restriction, the more that gets mirrored back to you as your net worth.

Let’s pause here and talk about net worth. I’m not just talking about money in the bank, I’m talking about how “rich” you feel mentally, physically, emotionally, and spiritually.

One author (whose name escapes me at the moment!) defined net worth as the degree of richness, juiciness, and fulfillment you feel in every area of your life, not just financially.

You could have a million dollars in the bank and still feel depleted, burned out, and stuck in struggle.
The opposite is true too, you could have $12 to your name and feel the exact same way.

True net worth includes everything. You can’t just chase money and expect it to magically make you feel whole (trust me, I’ve been there, tried that, and nope, it doesn’t work).

When I do money work with people, we’re really working on their wholeness. We’re working on helping them feel expansive, fulfilled, and secure in all areas of life.

Money is just the measuring stick.

Real money mindset work...the kind that actually transforms your life...looks at both how you feel about money and how you feel about yourself.

Your self-worth was shaped very early in life. Even your time in the womb influences your sense of worthiness.

You carry around beliefs like “I’m not good enough,” “I don’t deserve to be happy,” or “I’m not great at what I do” like an invisible backpack you didn’t even know you were wearing and it feels like you can never take it off.

These beliefs come from early caregivers, teachers, friends, your town, your culture, and the media you absorbed.

And that backpack stays strapped to your back until you choose to bring those beliefs into the light and heal them.

If you don’t, your relationship with money, and with yourself, will stay dysfunctional.

  • That dysfunction looks like:

  • constantly going into debt

  • undercharging

  • overworking

  • attracting clients who don’t pay

  • energetically blocking the ones who would

Because deep down, you don’t feel like you’re good at what you do…or worthy of receiving more.

When you start to feel and see your worth, you begin to open to receiving.

And let’s be real, unworthiness often creates a pattern of over-giving and under-receiving.

You’ve got to get okay with receiving. You’ve got to believe that you can.

You begin to expect payments when you send invoices, and you follow up if someone doesn’t pay.

You attract clients and opportunities because people can feel your confidence. They can feel that you know your stuff.

You start saying no to people who drain you, don’t support your growth, or keep you small.

So, yes, how you feel about yourself directly impacts your bank account.

Grow your self-worth, and your net worth will grow too.

PS. Want help unpacking the beliefs in your invisible backpack? This is the deep work I do with my clients, and it changes everything.

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